Tradelines that post 407-801-1295

Category: Tradelines

Tradelines

How To Use Tradelines For Credit Repair

How to use tradelines for credit repair. Tradelines, specifically authorized user tradelines are a very useful tool for increasing your FICO score. It is possible to increase your FICO credit score by 50-100 points within 30 days using authorized user tradelines.

The moment you start to use more than 30% of your credit limit your credit score will drop. If your credit limit is almost maxed out or totally maxed out your FICO score will decrease drastically. You have two options in this situation;

  1. Reduce your outstanding balance by making a large payment. this option is feasible only if you have a credit card with a limit lower than $1,000.00. If your credit limit is more than $1,000.00 then purchasing an authorized user tradeline maybe a better option because the cost of a tradeline is cheaper than paying the outstanding balance.
  2. Purchase an authorized tradeline which will increase your credit limit and reduce your utilization rate.

What do you need to know about the 3 credit bureaus when repairing your credit?

This article originally appeared on TrueCredit

https://www.truecredit.com/what-you-need-to-know-about-the-3-credit-bureaus/

You may already know TransUnion, Experian and Equifax are the three national credit bureaus to contact if you want to repair your credit. Simple enough. But knowing more about what they do, what they don’t do and what you can do makes it easier to navigate the credit reporting/credit repair system—which can save you time, money and aggravation. Here are 3 credit bureau facts you may not know, but should.

Fact 1: Each bureau produces its own report & score.
Each of the 3 credit bureaus produces their own, separate credit report and their own separate credit score. That means one bureau’s report or score may not look like another’s report or score, especially since some creditors may report information to one or more bureaus at different times. This is why you have to contact all three credit bureaus when you are repairing your credit.

Why it’s important:
To get a more complete picture of your credit, you should pay attention to your credit at all 3 bureaus. And that’s why, for example, TrueCredit offers credit monitoring for all 3 bureaus.

Fact 2: There’s no such thing as a legally required free annual credit score.
But many people think there is. You are legally entitled to a free annual credit report from each of the 3 credit bureaus, which is the starting point of any credit repair process . But none of them come with a score. That said, when you get your annual credit report from one of the bureaus, the bureau may show you a separate offer for your credit score. That score offer may be free or carry a fee. It’s up to the bureau, but just know they’re not required to offer you a free score.

Why it’s important:
There are many good reasons to know your credit score—it shows you where your credit stands at any one time and it’s a quick way to keep up with your credit health, among other benefits. Just know you’re not entitled to it free of charge at annualcreditreport.com. Whether you can get free scores somewhere else or how much you’d pay depends on the score, seller and a lot of other details.

Fact 3: Knowing which bureau(s) to contact depends on the kind of issue.
Before you contact a bureau, it’s a good idea to know which bureau or bureaus you need to reach. And that depends on what you want to do.

  • To dispute something on your credit report, contact the bureau that produced the report.
  • To place a fraud alert on your credit files, pick a bureau, any bureau. It doesn’t matter which, because each of the 3 is required to notify the others about your fraud alert.
  • To place a credit freeze (sometimes called a security freeze), you need to contact each of the 3 credit bureaus.

Why it’s important Knowing which bureaus to contact can save you time, which is nice if you have a little time to save. But it becomes critical knowledge when your credit may be at risk or when you think you may have become a fraud victim. It pays to know what to do when every second matters.

Take the next step: protect your credit and start saving money

Buying a House With No Credit History

Buying a house is an exciting moment when you feel like an adult on the verge of accomplishing a monumental milestone in life. You have identified the house you want to buy, you have your down payment, you have the ability to pay the mortgage, and you have good credit.

Unfortunately, all these outstanding attributes may not be enough if you do not have sufficient credit history. Lenders prefer to give mortgages to buyers who have more than one tradeline and several years of credit history. For home buyers with several tradelines and several years of history you should be able to secure a mortgage without difficulty.

For home buyers who have no credit history or credit history that is very short there is a solution for you to achieve your goal of becoming a homeowner. Your lack of credit history does not have to spell the end of your goal of becoming a homeowner. The hurdle you face can be overcome by simply buying one or more tradelines. Buying a tradeline allows a person to design their credit report to look exactly like an ideal borrower that lenders seek. UStradelines.com sells several tradelines to enable customers to improve their credit history and FICO scores to achieve their financial goals.

For more information about how USTradelines.com may help you achieve your goal of buying a house if you have no credit or little credit please call us at (407) 801-1295 or send an email to ustradelines.com@gmail.com. We have helped many customers in the same position that you are in right now realize their finacial goals and we can do the same for you.

Tradelines For Sale Orange County

Tradelines for sale in Orange County. I recently read an article on one of our competitor’s website about tradelines that cost less than $300.00. According to the article tradelines that cost less than $300.00 do not exist. Apparently the author had never visited our site because all our tradelines cost less than $300.00 per month.

When residents of Orange County buy a tradeline from USTradelines.com, your name, social security number, and date of birth will be added as an authorized user to the tradeline you purchase. When residents of Orange County buy one of our tradelines, the payment history, credit limit, and outstanding balance, and the age of the credit card you are added to, will be included on your credit report while you are an authorized user. Residents of Orange County will be glad to know that all of our tradelines have outstanding balances that are less than 15% of the credit card limit and perfect payment history (no payments have been missed).

Orange County residents below are the steps to follow if you are interested in purchasing one of our many tradelines to increase your credit score.

Step 1:

Review the ideal Orange County tradeline candidate page  before you buy a tradeline from us. Tradelines can be used to increase your credit score  and work best if you understand how to use it for your particular situation. Orange County residents who have average credit scores fit into one of the scenarios presented on the ideal candidate page, so take a look at the page to find out what scenario works for you.

Step 2:

After reading the ideal Orange County trade candidate page go to the Orange County tradeline inventory page to see our available tradelines for sale and select the tradelines you are interested in buying.

Step3:

Orange County residents contact us via email (ustradelines.com@gmail.com) about the tradelines you are interested in purchasing. If the tradelines are available then we will send you a purchase order form to complete and provide us with information to add you to the tradelines you want to purchase.

Step 4:

Orange County residents once you pay for your tradelines you select, we will add you to the tradelines that you purchased as an authorized user.

Step 5:

Orange County residents set up an account with a credit monitoring service so that you can see the tradelines post to your credit report.

Orange County residents the tradelines you purchased will be reported to the credit bureau and should boost your FICO credit scores. See what some of our customers have said testimonials.

Orange County residents once the tradelines you purchased show up on your credit report it will remain on your credit report for about 3-4 weeks before it drops off.

Orange County residents for more information about buying our seasoned tradelines  please contact us at (407) 801-1295 or send an e-mail to USTradelines.com@gmail.com.

Orange County residents your satisfaction is our top priority.

Serving

Buy Tradelines That Are Guaranteed To Post

When you purchase a seasoned authorized user primary tradeline from ustradelines.com we guarantee that the seasoned authorized user primary tradeline will post to your credit report or we will refund the cost of the seasoned authorized user primary tradeline you purchased.  One of the most frustrating things when you are trying to repair your credit is to purchase a seasoned authorized user primary tradeline and  find out later that the authorized user tradeline that you expected to post to your credit report did not show up.

When a tradeline fails to post to your credit report this leads to wasted time and money at the very least and depending on what you needed the tradelines for it could be even worse.

Rest assured ustradelines.com guarantees that our seasoned authorized user primary tradelines available for sale will post to your credit report. If for some reason an authorized user tradeline does not post to your credit report, we will refund your payment. All our tradelines are extremely reliable and we have never had a tradeline not post to a client’s credit report. We are able to achieve this distinction by testing our tradelines before we present it to the public.

The terms of the refund are as follows:

You must report the failure to post and request a refund before the billing cycle you paid for is over. Typically most of our seasoned authorized primary tradelines will post to your credit report within  a week  from the beginning of the billing cycle you paid for.

You must provide a complete copy of your credit report to show that the seasoned authorized user primary tradeline you purchased did not post to your credit report. The credit report should be printed during the billing cycle that you paid for.

Provide us with access to your credit monitoring account before the billing cycle you paid for is over so that we may verify that the authorized user tradeline failed to post.

We will not refund a purchase that failed to post because you provided inaccurate social security number, or date of birth.

Your satisfaction is our top priority. Here is more information about our seasoned primary tradelines that are guaranteed to post

 

RSS
Follow by Email
Twitter